It doesn't take an expert

We are in dire economic times and you don't have to be Allen Greenspan or Ben Bernanke to figure it out. Unless these 2 guys are complete and total financial goobers, they, along with the other so called experts on the economy, know we are no longer headed down the road to financial distruction as a Nation-we're at the end of the road. I'm no expert, but I have a strong gut feeling we're going to have a repeat of what happened in 2008 when the finacial snot hit the proverbial fan. Only this time, our government won't be able to borrow money from our friends in China and hand it out to the citizenry fast enough to stave off the inevitable overall financial correction that surly must take place before we can get our overall financial house in order as a nation. More banks will have to fail, more huge and poorly managed companies will have to go out of business, and more individual Americans will have to rely on their generous neighbors to feed and house them until they can find another job. Those who wait around for their state and federal governments to bail them out, will be waiting for a night in shining armor who doesn't exist.
Lastly, if you're thinking about borrowing money for something you don't actually need, you might be better off trying to enjoy life with the things you already have. Borrowing money to buy something you don't need when there's a possibility you soon may no longer have the means to make the payments, must surly feel like entering a beauty contest, when you know you're ugly--in the long run, your chances of winning are slim.